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Corporate Finance
business planning
corporate profiles
debt financing
equity financing
investment outsourcing
key pre-requisites
fees charged




Debt Financing

Debt financing includes bridge financing, short-term, medium-term and long-term debt instruments.


Bridge financing

Bridge financing is often very short-term. Key characteristics include:

The financing is secured by tangible and/or intangible assets;
There exists a clear “take-out“, at maturity, confirmable and known at the start;

The term of the bridge financing is often in the range of two to six months.


Short-term debt

Short-term debt (often maturing within 12 months) includes bank lines of credit and/or accounts receivable financing facilities.

Augmenting these working capital sources, Champlain can often assist the company in obtaining purchase order and/or contract financing as a pre-cursor to the receivable / inventory credit facilities.

Medium-term financing

Medium-term financing may range from two to five years. These term loans are often secured by tangible fixed assets, such as equipment and other capital assets, and may also include identified intangible assets (such as proprietary software and other intellectual property).

The instruments could include not only term loans, but also lease financing, as well as creative sale-leaseback facilities.

Long-term financing

Long-term financing instruments, evidenced by senior debt instruments and/or real estate mortgages, are often secured by stated capital assets, including property, plant and equipment.